Commenting on the recent Government of India loan the Indiaman again lays stress on the need of more vigorous measures for attracting Indian investors to these State loans. Although the amount that may be raised from small subscriptions must necessarily be limited the value of vigorous measures consists in the incentive they afford for thrift and investment. Except perhaps in the capital cities and large industrial centres, people have yet to learn the value of thrift; and existing facilities for banking small savings are altogether very meagre. We agree with Indiaman when it says that a change of tactics is necessary to attract Indian investors.