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January 9
You are entering a period in which you must pay more attention to the problems of other people. You will like to enter a new partnership or seek help from a high- up but the response will be not every encouraging. At some stage somebody will make you think more deeply about your hopes and wishes, but you will be hesitant to adopt his advice. You must make it a point to be constructive and seek people who can help you along your way. It is no use blaming others for your present problems.

January 10
The Moon engulfed by malefic stars tends to put a strain on your finances. Despite your best efforts, it will not be possible to meet all your responsibilities and a better strategy has to be devised to streamline your expenditure. There is likelihood of some unpleasantness arising at your workplace. Under these circumstances, it is better to bide your time till the stars are in a more favourable position.

As things stand, it may be advisable to say goodbye to an arrangement or partnership which has outlived its utility and make room for someone more useful.

January 11
Powerful Mars is so supportive that you must now face those knotty financial problems — whether to spend on luxuries or necessities and how to go about increasing your earnings. You can shift your energy from dull duties to some creative activities which you find fulfilling.

You are about to hit a creative phase during the first quarter of the year. You will be in your elements during the second phase. You will be able to withdraw from an onerous responsibility and get a new one during the third part. Try to get on with your colleagues at any cost during the last phase.

January 12
A vital year when more thought and contemplation become the key factors to give a new direction to your life. Now you will be working more attentively so that nothing is left to chance. By keeping a close watch on all important matters, you will avoid risk and achieve stupendous success in your undertakings.

You may act casually or try to rush through problems during the first quarter. A slight negligence could cost you heavily during the second phase. There are challenges as well as rewards during the third part. There is no reason why you should not achieve your goal during the last one.

January 13
A pertinent period to lay emphasis on time-saving devices. You will have to make it a point to avoid time wasters and gossipmongers. This may also encourage you to set your house in order by rearranging your schedule, saving time for more important activities.

Your friends may make attempts to take advantage of your good nature during the first quarter. You must focus on taking risks only when success is certain during the second phase. You will not allow your expenditure to cross a certain limit during the third part. If single, an amorous affair is likely during the last one.

January 14
Flexibility and your readiness to help others are your plus points. Lady Luck shall shower her blessings on you. Excess of expenditure, no doubt, can alarm you but you will have no regrets as you will be spending on a cause close to your heart.

You will be assisting a friend who is not financially well-off during the first quarter. Avoid getting entangled in other people’s battles during the second part. "Better late then never" is a saying to be taken seriously during the third phase. Don’t let other people dupe you during the end part.

January 15
With Saturn in an unfavourable position, you will experience an up-trend in your day-to-day expenditure. Despite best efforts on your part, you will be unable to check the flow of your funds. Some practical solution is necessary to counter your impulsive tendencies.

There will be a tendency to go on a wild goose chase from March onwards. You will maintain a balance between work and leisure during June-July. Avoid travelling especially at late hours during September-October. You can, however, expect an unpleasant event during the end part.