EDUCATION TRIBUNE Tuesday, January 29, 2002, Chandigarh, India

Saffronisation in right spirit not wrong
S. S. Chib
.J. Bhabha, father of Indian nuclear age, was a first-rate astrologer and he spared no available book on the subject to enrich his astrological knowledge and sharpen his own skills. 

Loans for students by PSBs
Chander Gupta
ANKS in India (here I mean public sector banks) have to lend minimum 40% of their total credit outflow to the priority sector. A public sector bank (PSB) has to finance the priority sector to the extent of 40% or more of its total advances.


Admission deadline



Saffronisation in right spirit not wrong
S. S. Chib

H.J. Bhabha, father of Indian nuclear age, was a first-rate astrologer and he spared no available book on the subject to enrich his astrological knowledge and sharpen his own skills. India enjoyed the unique distinction of being scientific in outlook and perfection in the fields of medicine, surgery, astronomy, astrology, physics, chemistry, mathematics, statistics and the like. Susurat, Charak, Kanad, Patanjali, Aryabhatta, Varahmir, Brahmgupta, Nagarjuna and Bhaskar being experts in their fields were first-rate propounders and interpreters of astronomy astrology.

When we are borrowing, appreciating and researching into their professional fields, at the official and university level, why ignore this field? Many professors, doctors, engineers, scientists, bureaucrats, jurists, technocrats, journalists, irrespective of their faith, are practicing astrology. Their clients include politicians, rulers diplomats and the masses.

When astrology has made such deep inroads into our lives, why feign of "modern outlook" as if the faith in the study of astrology, a perfect science is, "crude, obsolete and trash". This is a proven fact that as everyone can’t be perfect in his field, so all practitioners are not. In reality many "half-filled pitchers" rather a majority of them, have come to dot the astrological landscape. Thus, the subject must be taught, pursued and researched with all seriousness with the help of the revolution so that it flourishes in the real sense and weeds automatically get eliminated.

Our poor and ignorant masses who fall prey to the whims and greed of wayside astrologers shall be properly guided by real scholars, trained in universities, institutes and centres of excellence. Hence, the hue and cry on the introduction of astrology is uncalled for. University stands for universalism. Hence, anything seen, observed and practiced anywhere can legitimately enter the multi-disciplinary curriculum.

Saffron is a colour of our national pride, national wisdom, national valour and everything Indian. In case Joshi is saffronising education in the right spirit, we should be proud of it. Let historians from different hues sit together over the contentious historical events and take a unanimous decision, after foolproof research on those issues, forgetting their religious, socio-cultural and party affiliations.



Loans for students by PSBs
Chander Gupta

BANKS in India (here I mean public sector banks) have to lend minimum 40% of their total credit outflow to the priority sector.

A public sector bank (PSB) has to finance the priority sector to the extent of 40% or more of its total advances. What is the priority sector? Till a few years back, the sector consisted of agriculture, small-scale industries, small business (i.e. retail trader, transport operators, professionals and self-employed, business enterprises with some ceiling).

Personal segment advances did not come under the sector. But now housing loans and education loans have also been made part of the priority sector advances in order to induce banks to finance housing and education.

Housing loans have been in vogue for quite some time now. But education loans are yet to pick up. Banks had been half-hearted in giving finance to education. Nor was there much demand. Education used to be cheap and highly-subsidised. But the scenario is changing now. Education is becoming expensive, unaffordable, especially technical/professional education. Going abroad for studies is well beyond the reach of most. Need not worry now. The PSBs, especially the State Bank of India (SBI), have hit the market with liberal schemes for financing education at the behest of the Reserve Bank of India.

Here all some attractive features of education loans, for studies in India and abroad offered by the State Bank of India — a bank with a network of more than 9000 branches:

(i) Bank will not insist upon any collateral, third party guarantee for loans upto Rs 4 lakh.

(ii) Bank does not charge any processing fee.

(iii) The rate of interest on education loans is the minimum rate i.e. bank’s prime lending rate (which at present is 12% per annum).

(iv) The repayment of loan begins a year after you have completed the course or six months after you have got the job, whichever is earlier. The loan is to be repaid in 5-7 years after commencement of repayment.

(v) There is a rebate on interest rate if the interest is serviced during the span of your studies i.e. during repayment holiday. What is more, interest will be applied on simple basis during the moratorium period.

(vi) Earning parent becomes a co-borrower along with the borrower student.

(vii) All courses offered by recognised and bona fide institutions are eligible for finance.

(viii) There is no margin requirement for loans upto Rs 4 lakh. It means the bank will meet out 100% of your expenses towards tuition fee, hostel fee, expenses on books, equipment, even travelling.

(ix) Financial powers for sanction of education loans have been delegated liberally to branch functionaries to ensure fast delivery. Of course, the sanction of loan will depend upon repayment capacity of the loan applicants.

There is no security requirement and no margin requirement for loans up to Rs 4 lakh.



Please tell me about Bank Probationary Officer’s exam.

Q I will be completing B.Com this year. After this, I would like to take the Bank Probationary Officer’s exam. Could you please tell me about the selection procedure?

Surinder Sharma

A Till recently, nationalised banks used to recruit Bank Probationary Officers (POs) through a written test and interview conducted by the Banking Service Recruitment Board (BSRB).

However, the centralised Bank PO Exam has now been discontinued. Henceforth, banks will conduct their own exams as per their requirements depending on the kind of staff they require. For instance, the Central Recruitment Department (State Bank Group) will now conduct recruitment for SBI and its Associate Banks for POs (the notification has just been issued in the papers), Specialist Officers and Clerical grade staff. Similarly other banks like the Corporate Bank have already begun to issue their own recruitment ads (see Employment News Dec 29 - Jan 4).


Q I am a class X student keen on taking up physical education as a career. Please advice.

Gyanendra Kapoor

A Sports has emerged as viable and fulfilling career option today. Just look at the mega sponsorship bucks that some of the popular sports enjoy, and the popularity of sports channels on TV!

For taking up physical education as a career you must preferably undergo professional training - at least up to the Bachelor’s level.

If you are really keen, you can even opt for physical education as one of your electives at the 10+2 level. Joining the NCC would also help as it will gear you physically and mentally for this line.

There are a number of institutes offering courses at the undergraduate level. Amongst the more reputed are the Netaji Subhash National Institute of Sports, Patiala, the Lakshmibai National College of Physical Education, Gwalior and the Indira Gandhi Institute of Physical Education & Sports Sciences, New Delhi.

While there are a large number of institutes offering such courses, it is important that you check their infrastructure and track record before you enroll.

Besides working as physical education instructors in schools and colleges, increased sports awareness and funding, has spawned the need for professional coaches and personal instructors in health clubs, gyms and sports associations. Sports journalism, sports casting, sports photography, sports medicine, sports nutrition and sports management are some of the other options that you could look at.

In fact, there is an abysmal lack of qualified physical education instructors and the demand is only likely to increase in the coming years.



Admission deadline


Feb 5 Jawaharlal Instt of Postgrad Medical Education & Research (JIPMER), Pondicherry 605006.

MD (Gen Med/Obst & Gynaecol/Pathol/Microbiol/ Physiol/ Pharmacol/Paediatrics/ Radio-Diagn/Anaesthesiol/Derm, Vene & Lep /Biochem/Community Med/Psychiatry/TB & RD)

MS (Gen Surg/Orthopaed/ Ophthalmol/ENT/Anatomy)

DCH, Dortho, DO, DMRD, DLep

Selectn: Entrance Exam (17 Mar).

Appln F: Send Rs 400/- by DD favouring "Accounts Officer, JIPMER" drawn on Bank of Baroda, Pondicherry Branch with a stamped (Rs 33/-), self-add envelope (30 cm x 22 cm), to the Dean, at the above add by 17 Jan.

Details: Employment News (29 Dec - 4 Jan).

March 04 Banaras Hindu University, Institute of Medical Sciences, Varanasi 221005.




Elig: 10+2 (PCB & Eng, 50%). Age: 17-25 yrs (31 Dec).

Selectn: For MBBS: PMT (4 June) at Ch ‘nai, Del, Kol & V ‘nasi.

For BAMS: Written test (16 June) at V ‘nasi.

Appln F: Send Rs 550/- by crossed DD favouring "Director, Institute of Medical Sciences, BHU" drawn on at SBI (code: 0211), Varanasi with 2 self-add slips (10 cm x 6 cm) to the Director by 16 Feb, at the above add. Superscribe "Request for appln for PMT or BAMS Entrance test 2002, BHU" on envelope. Separate appln form for each course.

March 20 Mahatma Gandhi Institute of Medical Sciences, PO Sevagram, Wardha 442102 (Mah).

MBBS (2002-03)

Elig: 10+2 (PCB, 50% & Eng).

Selectn: Entrance Exam (21 April) at Nagpur, New Del, H ‘bad & Mumbai.

Appln F: Send Rs 800/- by MO only favouring "Dean, Mahatma Gandhi Institute of Medical Sciences Sevagram, District Wardha 442102" to the Dean, at the above add.


Feb 15 Regional Engineering College, Tiruchirappalli 620015 (TN).

Ph: (0431) 500061-65


1) MBA

2) MCA

Elig: For 1: Bachelor’s/PG degree. For 2: Bachelor’s degree (60%) with Maths/Stats as main/ancillary subjs.

Selectn: For 1: Entrance Test, GD & Interview. For 2: Entrance Test (24 Feb for both).

Appln F: Send Rs 700/- by crossed DD favouring "Principal, Regional Engineering College, Tiruchirappalli" drawn on SBI (code: 1617), Tiruchirappalli, to the Coordinator - MBA/MCA Admissions Dean (Acad Prog), at the above add.

Details: Employment News 29 Dec - 4 Jan.

Mar 8 School of Medical Science & Technology, Indian Institute of Technology, Kharagpur 721302

Masters in Medical Sc & Tech (3-yr)

Elig: MBBS (60% agg) with Maths at +2 level.

Assistantship: Rs. 10,000/- pm.

Selectn: Written Test (7 Apr) at 7 centres incldg Del, & B 'lore.

Appln F: Send Rs 1000/- by DD favouring "IIT, Kharagpur" payable at Kharagpur to the Chairman, GATE, IIT, Kharagpur 721302 by 25 Feb. At designated Canara Bank Branches (incldg SCO 117-119, Sec 17-C, Ch 'grh): Rs 1000/- (cash).

Details: Employment News (19-25 Jan).


The Scindia School, Fort, Gwalior 474008 (MP).


Scholarship Admission Test-2002

(for Class VI, VII & VIII)

Elig: Boys between 11-13 yrs of age (on 1 Jan).

Test: 6 April at Del, Kolkata, L ‘know, Mumbai & Gwalior.

Appln F: Send Rs 750/- by DD favouring "Principal, The Scindia School" payable at Gwalior, to the above add or download from website.

Armed Forces

Feb 20 Indian Air Force, PO Bag No 001, DHQ PO, New Delhi 110011

Website: www. careerairforce.

Recruitment of Women Pilots (SSC)

Elig: Unmarried, female, Indian citizens (dob: 2 Jan '80 - 1 Jan '84 relaxed by 2 yrs for CPL holders) with Bachelor's degree (Maths & Phys at 10+2)/BE.

Selectn: PABT, Personality Tests and Medical Exam.

Appln F: Send in prescribed format by Ordinary Post along with 2 self-add, stamped (Rs 8/-) envelope to the above add.

Details: Employment News (19-25 Jan)/Website.

Civil Services

Feb 18 Union Public Service Commission, Dholpur House, New Delhi 110001


Engineering Services Exam, 2002

(Civil/Mech/Elect/Electron & Telecomm Engg)

Elig: Engg degree or equiv/MSc or equiv with Wireless Comm, Electron, Radio Phys or Radio Engg. Age: 21-30 yrs (on 8 Aug '02).

Exam: 15 June at various centres.

Appln F: Available at designated HPOs/POs all over India: Rs.20/- (cash).

Details: Employment News (19-25 Jan).


Mar 15 Common Entrance Test Cell, Opp Aranya Bhavan, Sampige Rd, 18th Cross, Malleshwaram, Bangalore 560003

Ph: (080) 3319082


Common Entrance Test

(For MBBS/ BDS/ BE/BTech /BArch)

Elig: For Engg Courses: Class 12 (PCM, 50% & Eng).

For Med/Dental Courses: Class 12 (PCB, 50% & Eng).

Exam: 9 & 10 May.

Appln F: Send request in prescribed format with Rs 550/- by DD favouring "The Special Officer, CET Cell, Bangalore" payable at B 'lore and a self-add envelope (25 cm x 30 cm) to the Special Officer at the above add by 15 Feb. Superscribe "Request for Brochure" on envelope.

Details: Website.


Apr 6 Dhirubhai Ambani Institute of Information & Communication Technology, Gandhinagar (Guj)


4-yr Prog in Info & Comm Tech

Elig: 10+2 (PCM). Age: DoB: On or after 1 Oct '77.

Selectn: National Entrance Test (12 May) at 32 centres incldg Amritsar, B 'lore & Ch 'grh.

Appln F: Send Rs 600/- by DD favouring "Educational Consultants India Limited" payable at New Delhi to The Project Manager (DA-IICT), Ed.CIL, 18-A, Sec 16-A, Noida 201301 (UP) by 30 Mar. Write your name and complete mailing add on back of DD. At designated Canara Bank Branches (incldg Sec 17-C, Ch 'grh): Rs 600/- (cash).

Details: See Website.


Apr 30 Sant Longowal Institute of Engineering & Technology, Longowal, Distt Sangrur 148106 (Pb)

Ph: (0167) 3283609


SLIET Entrance Test (SET-20002)

For 1) Certificate Courses, 2) Diploma (2-yr), Degree (3-yr)

Elig: For 1: Class 10. For 2: Class 12. For 3: Dip-holders.

Test: 8-9 Jun '02.

Appln F: Send Rs 350/- by DD favouring "Director, SLIET" payable at Longowal to the above add. At campus: Rs 325/- (cash).

Details: Employment News (12-18 Jan).

Hotel Management

Feb 20 National Council for Hotel Management & Catering Technology, Library Avenue, Pusa Complex, New Delhi 110012

Ph: (011) 5782799, 2744

e-mail: [email protected]

Joint Entrance Exam-2002

For Diploma in Hotel Mgt & Catering Tech (3-yr)

Elig: 10+2 (with Eng).

Exam: 28 April.

Appln F: Send Rs 150/- by DD favouring "National Council for Hotel Management & Catering Technology" payable at New Delhi to the JEE Cell at the above add. Also available at IHMs (incldg Sec 42-D. Ch 'grh) or Food Craft Instts (incldg Sec 42-D, Ch 'grh) or designated Syndicate Bank Branches (incldg SCO, 66-67, Sec 17-B, Bank Square, Ch 'grh): Rs 100/- (cash).

Details: Employment News (19-25 Jan).


Feb 15 RLEK Human Rights Centre, 68/1, Suryalok Colony, Rajpur Rd, Dehradun 248001 (UA)

Ph: (0135) 745539, 746071


PG Dip in Human Rights (1-yr)

Elig: Bachelor's degree (55%).

Appln F: Send Rs 200/- by DD favouring "Rural Litigation & Entitlement Kendra" payable at Dehradun with stamped, self-add envelope (8" x 10") to the above add.


Feb 19 Tata Institute of Fundamental Research, Homi Bhabha Rd, Colaba, Mumbai 400005

Ph: (022) 2152971


Visiting Students Research Programme 2002 (8 weeks)

(At SNS and STCS, Mumbai & National Centre for Radio Astrophys, Pune/Ooty)

Elig: Pre-final year (completion in 2003) students of MSc/BTech/BE.

Appln F: Send stamped (Rs 9/-), self-add envelope (25 cm x 17 cm) to the Establishment Officer at the above add or download from website. Superscribe VSRP-2002 on envelope.

Details: Website or prospectus.


Feb 15 M/o HRD, D/o Secondary & Hr Educn, External scholarship Div, ES-1 Section A.1/W.3 Curzon Rd Barracks, K G Marg, New Delhi 110001

Irish Govt Fellowship - 2002

1. MSc (Environ Resource mgt)

2. MSc (Community Health)

3. Masters in Development Studies

4. Higher Dip (Remedial & Special Educn)

Appln F: Employment News (19-25 Jan).

Apr 15 Inlaks Foundation, PO Box 2108, Delhi 110007

Inlaks Scholarships

(For Proj or Study in any subject in Europe, UK or USA)

Elig: Resident Indians with Bachelor's degree. Age: 22-30 yrs. Prior admission to course of study.

Appln F: Send stamped (Rs 6/-), self-add envelope (10 cm x 23 cm) to the above add.

Mar 28 KC Mahindra Education Trust, Cecil Court, 3rd Fl, Mahakavi Bhusan Marg, Mumbai 400001

KC Mahindra Scholarships for PG Studies Abroad

(For Engg/Natural Sc/Humanities/Med/Busi Mgt/Military, Naval & Aviation Sc)

Elig: Bachelor's degree (Ist div)/equiv Dip. Applied for courses in reputed foreign univs (Sep '02 - Feb '03). Final yr degree/dip students also elig.

Scholarship: Rs 95,000/- (Max).

Appln F: Send preliminary appln with stamped (Rs 4/-), self-add envelope (25 cms x 18 cms) to the Managing Trustee at the above add by 28 Feb.

Teaching & Education

Feb 28 Kendriya Hindi Sansthan, Hindi Sansthan Marg, Agra 282005 (UP)

Hindi Teachers Training Course (1-yr)

Hindi Shikshan - Nisnnat (MEd)/Parangat (BEd)/Praveen (Teachers Trng Cert)

Elig: In service, untrained Hindi Teachers in non-Hindi speaking states. Appln F: Send Rs 20/- by DD favouring "Secretary, Kendriya Hindi Shikshan Mandal, Agra" with stamped (Rs 25/-), self-add (25 cms x 15 cms) by 28 Feb to the above add.