Denial of medical claim: Pay up, insurance firm told
Deepkamal Kaur
Tribune News Service

Jalandhar, November 13
In two similar cases, the District Consumer Disputes Redressal Forum has directed New India Assurance Company Ltd to make payment to the claimants of a contributory scheme under a group medical insurance policy. The claimants had earlier been denied the claims on the grounds that they had taken treatment from a hospital that had less than 15 beds.

The cases pertain to complaints of Daljeet Singh Saini and Deepak Sehgal, both development officers with Life Insurance Corporation of India. In their complaints, they said they were employees of LIC that had started a contributory scheme for reimbursement of hospitalisation and maturity expenses to its employees and retired employees under group medical insurance policy. They said premium was being deducted from their salaries and was sent by LIC to The New India Assurance Company.

Saini said his minor daughter Gurpreet Kaur had suffered from abdomen pain and was admitted to BM New Born and Child Care Centre at Guru Ravi Dass Nagar on April 21, 2006. He said his daughter had remained an in-door patient till April 26, 2006 and was under treatment till May 15, 2006. He had submitted a claim of Rs 10,431 to New India Assurance through LIC. He alleged that his claim was rejected on the grounds that the hospital was not 15-bed and was not registered with the local authorities. He was not aware of the exclusion clause 2.1 of the policy as medi-claim policy was not delivered to him either by New India Assurance or LIC.

Similarly, Sehgal had complained that he had sustained injuries and fracture in an accident and was admitted at Mittal Orthopaedic Centre, Patiala, on April 30, 2006. He said he was operated upon on May 1, 2006 and discharged after three days. He too had lodged a claim for Rs 8,208 which was repudiated on the same grounds.

Both Saini and Sehgal claimed that the hospitals they were treated at were fully-equipped with a proper operation theatre, nursing and other required facilities.

However, New India Assurance Company officials claimed that the complainants were made aware of every clause of the policy and terms and conditions were delivered to them. They said the complainants had given undertakings that they agreed to abide by the terms and conditions of the policy.

The forum observed that the document was not a proof that terms and conditions were supplied to the complainants. Both the complaints were allowed and payment of claims with 9 per cent interest from the date of refusal till payment was ordered. The complainants have also been entitled with Rs 2,000 as costs of litigation.



The show goes on
Packaging revolution is sweeping wedding business 
Aparna Banerji
Tribune News Service

Exotic, colourful packing for the bride’s gifts are the latest rage in the city.
Exotic, colourful packing for the bride’s gifts are the latest rage in the city. — Photo by S.S. Chopra

Jalandhar, November 13
The Cinderella story has inspired many young women, especially those in the marriageable age, for centuries. Every young damsel is looking for her prince charming. Fairy tales are no longer restricted to the world of fantasy, as Gen-Y today believes in living their dreams. Understandably, the big fat Punjabi weddings are turning fatter by each passing season.

And the latest to sweep the marriage business, which has an indelible Bollywood mark, is the packaging revolution. “It’s not just about how good the gifts are, but how they are presented,” says Kusum Sahni of Shubham Creations here. The trend is catching up fast in Jalandhar, she says, adding that clients are going for exotic, colourful packaging for bride’s gifts.

Agrees Kavita Goel of Occasions, Ludhiana. Into trousseau marketing, she was recently in the city for an exhibition.

Presenting a unique engagement tray, with flowers on the side and a little carriage in the middle (to hold the engagement ring), to a customer, she said, “From sari boxes, dry fruit packs to colourful baskets, platters and jars, we even have beautifully designed bags for sandals and slippers.”

Pointing to some beautiful bags, having embellishments and mirror work in silk and velvet, Goel said,” We get handicrafts, laakh and mirror-work products from Rajasthan, while flowers are imported from China.” She gets about four to five orders in a season and the trousseau items in one wedding might go upto 500. Noor Mandeep from Chandigarh, another entrepreneur at the exhibition said, “Pouches and fancy trays are the most in thing this season.” “Small baskets are available for Rs 195, while gift baskets are priced at Rs 275,” she added. 



Kalia Claim
‘No power pangs, courtesy BJP’
Our Correspondent

Phagwara, November 13
Claiming that the BJP had succeeded in championing cause of the public by convincing the Chief Minister, Prakash Singh Badal, in accepting its demand to provide additional subsidy of about Rs 292 crore to prevent rural and urban power consumers from an additional burden of hike in power tariff, Punjab local bodies minister, Manoranjan Kalia, thanked the CM for the same while talking to The Tribune here today.

Kalia said a total of 43,79,601 domestic consumers, including 2,35,987 rural and 18,43,914 urban, 7,69,785 traders, 1,08,981 industrialists would be facilitated with the decision. The CM had agreed that an additional burden of hiked power tariff will not be passed on to the consumers and would instead be borne by the state government, Kalia added.

Terming comments by the opposition leader and PPCC president, Rajinder Kaur Bhattal that BJPs action as mere political drama Kalia said the Congress president had never raised such issues. Bhattal had only engaged in saving her chair in the government or in the party, he alleged. Kalia claimed that the BJP was working to protect rights and interests of the people. Kalia denied reports of any differences between SAD and BJP and claimed that the alliance worked like a family. He claimed that BJP will fulfil all its poll promises. He claimed the SAD-BJP government was working for the overall development of the state, while the Congress party was needlessly trying to politicise issues while the BJP had won over hearts of the people.

Kalia said MC elections would be conducted on schedule. State government will soon introduce a unit based taxation system on Gujarat pattern to spruce up the system which will be introduced by next year. He said technical executives have been deputed to prepare a detailed project report which would be ready in six months. Kalia said all sanitation committees would be abolished throughout the state and safai karamcharis would be recruited directly by MC.



Vigilance awareness week at RCF
Tribune News Service

Kapurthala, November 13
The Rail Coach Factory is observing vigilance awareness week. The event was inaugurated by RCF general manager S.K. Suri on November 12 and he administered pledge to all the officers on the occasion.

He also released the 8th Vigilance Bulletin published by vigilance organization of RCF. The bulletin would help in educating railway employees in discharging their duties honestly and efficiently.

Addressing the officers, S.K. Suri said corruption is a devil and it should be removed from its roots. Even a single person following the path of honesty can make a difference.

To create vigilance awareness among employees posters on anti-corruption have been displayed on the prominent places of workshop and township premises.



Accolades for rural kids at science exhib
Their models impress many
Deepkamal Kaur
Tribune News Service

Jalandhar, November 13
It was a unique show of creativity and talent by the students, mostly from government schools in rural and semi-rural areas of the district. Using minimal resources, the students put up an exhibition of low-budget working and non-working science models at Government Senior Secondary School Nehru Garden that concluded here today.

Certain models that drew much appreciation from the participants and visitors included a solar clock by the students of Shaheed Kartar Singh Babar Government Senior Secondary School, Chak Kalan. The clock gave the time on the basis of shadow in water.

Another model on fuel efficient electric, magnetic and hydrostatic crane that can be used for lifting cars and other vehicles by Raminder Singh of class XII aroused the curiosity of visitors. Government school students from Gohawar simplified the calculations involved in trigonometry theorems using a model made out of paper, scale and Ds.

Basti Bawa Khel-based government school student Ashok Kumar demonstrated the use of a simple hydraulic wind mill for digging out water from the earth, wood cutting, extraction of oil from seeds, grinding the grains and power production. Vikarm Pal and Kuldeep Kumar from government school at Bhullar demonstrated the technique of rainwater harvesting.

Models in the theme on disaster management introduced for the first time in the exhibition also won much applause. Dhanraj from DSSD School, Basti Nau, displayed a model that involved the use of four alarms in a building including those for fire, floods, earthquake and security.

Malvika, Harnish and Gursimar from the host school displayed a model on various systems required prior to the disaster and various systems required to prevent disasters. The pre-disaster items included fire alarm, flood alarm, list of contact numbers, maps, fire extinguishers, air tubes and blood banks. The preventive measures included construction of good roads to check accidents, use of safety gloves, helmets and masks by factory labourers to avoid any injuries and burns and construction of houses on raised platforms in flood prone areas.

Prizes were distributed by MLA Rajinder Bhandari. Harjot Singh of Government High School, Kishanpura won the first prize among participants from elementary section. Among participants from secondary section, Ishu won the prize in water management, Jaspinder Singh for agriculture and food, Deekh for energy resources, Dhanraj for disaster management, Satnam Singh in mathematical modeling, Amandeep Singh for educational technology.

Among senior secondary students, Jasvir Singh won the prize in water management, Kailash for agriculture and food, Jasneet for energy resources, Ravi Paul for disaster management, Honey in mathematical modeling and Arshi Chawla for educational technology.



Young World
City girl’s essay wins prize at national-level contest
Tribune News Service

Jalandhar, November 13
Vidushi Sood, BSc-III (non-medical) student, of Hans Raj Mahila Maha Vidyalaya was selected for an essay competition on the topic, ‘Progress and prospects of beam technology in Indian context.’ The event was a part of 19th all India essay contest in nuclear science and technology conducted by the department of atomic energy, GOI, for undergraduate students to mark the founder’s day celebrations of Bhabha Atomic Research Centre, Mumbai. As many as 37 essays were selected from all over the country and Vidushi was the only one to represent north. She was awarded consolation prize which included a cash prize of Rs 1,500 for the oral presentation of her essay at BARC by the chairman of Atomic Energy Commission.

Lekhi is Mr Jalandhar

Manik Lekhi of M.Com-I from Apeejay College of Fine Arts was crowned Mr Jalandhar during a recent contest held at Red Cross Bhavan here. The event was organised by Nahar Brothers.

Diwali celebrations

BD Arya Girls’ College celebrate diwali at its campus by organising rangoli and puja thali contests. Sarabjit Kaur won the first prize in rangoli, while Prachi was adjudged best in puja thali.

Similarly, Apeejay School, Rama Mandi, celebrated Diwali at its campus, where pre-primary students came dressed up in colourful attires and greeted their teachers on the occasion. Principal R.K. Walia urged the students to celebrate cracker-free Diwali.

Even the students of Innocent Hearts School celebrated the festival where the tiny tots captured everyone’s heart by reciting poem ‘Truth always triumphs’.

Youth festival

The team from Apeejay College of Fine Arts has won the youth festival for girls organised at Guru Nanak Dev University for the eighth consecutive time. Out of the 37 categories that the college participated in, the team bagged prizes in 33 events. The college team also won 20 first positions, 10 second positions and three third positions.

Marketing conference

Lovely Institute of Management organised a seminar on ‘Marketing dynamics and public goods’, where eminent academicians from Delhi University illuminated an audience of 400 students on issues related to human resources in the corporate organisations. Dr R.K. Mishra, renowned economist, discussed economics theories and their practical application in the current scenario for the betterment of general public.

Athletic meet

CT Public School organised its athletic meet at its campus. The function was inaugurated by Punjab Technical University’s dean examination Dr N.P. Singh. The various events during the meet included races for 400 mts, 800 mts, 1500 mts, 4x100m relay races, long jump, javelin throw and discus throw.

Campus placement

The Indian Navy under university entry scheme has short listed 21 B.Tech students of DAV Institute of Engineering and Technology in a campus placement held recently. Five students from other institutes too have been selected. The shortlisted candidates will appear in the final round to be conducted by Service Selection Board later this year.

Management seminar

CT Institute of Engineering, Management and Technology organised a seminar on ‘Changes in business environment - A paradigm shift’ for its MBA students. Dr M.A. Zaheer educated the students on business landscape. He stressed upon the changing business environment with reference to WTO, globalisation, technology know-how, demanding private sector, changing needs of consumers in concern to their ambience, experience and branding. Besides, he addressed on managing the emerging challenges of cost, quality and service as three war horses of the competition.

Art exhibition

An exhibition of art and craft items was organised by NGO Prayas at Lovely Professional University. The NGO is working for the welfare of deaf and dumb. Various hand-made items like decoration pieces, candles, greeting cards, pen stands, diyas, paper and jute bags were on display. Simple in design, yet beautifully made, the items showcased the creative strokes of the special children.

Fusion draws rush

The commerce and economics department of Trinity College organised “Fusion,” an inter-school contest, on Saturday. Students from Dayanand Model School won skit, model making, rangoli and mehndi competitions. The competitions for cartoons making, quiz, group dance, fancy dress, ad-mad show and paper presentation were won by the teams of Sacred Heart Convent School (Ludhiana), DAV Collegiate School (Jalandhar), Sacred Heart Convent School (Samrala), St Joseph Convent School (Phagwara), St Paul Convent School (Dasuya), Sada Sukh Chopra Public School (Jalandahar), respectively.

Topping the charts

Amanjot Singh of CT Polytechnic College stood second in the second semester final examinations conducted by Punjab State Board of Technical Education and Industrial Training for the diploma in computer engineering. Similarly, Beena Sharma of Paradise College of Education secured fifth position in B.Ed examination conducted by GNDU.



Mother of three hangs self
Tribune News Service

Jalandhar, November 13
A 27-year-old mother of three committed suicide by hanging herself from a ceiling fan at her residence in a locality near Rama Mandi on Tuesday. Identified as Kajal, the deceased committed suicide when her two children had gone to school.

While the investigations were still on, the deceased’s husband Sunil Kumar claimed that his wife committed suicide as she was disturbed by the bad financial conditions of the family.

Meanwhile, Sadar SHO Tarsem Singh said the police was yet to register an FIR.



Cops bust gang of snatchers
Tribune News Service

Jalandhar, November 13
The police busted a gang of purse snatchers and arrested a gang member, identified as Sonu of Bhargo Camp locality on Tuesday. Three stolen motorcycles have been recovered from his possession. He had also confessed to snatch purses of two women including mother of MC commissioner’s PA. His associate Lovely of Mangu Basti is still at large. 



HOME PAGE | Punjab | Haryana | Jammu & Kashmir | Himachal Pradesh | Regional Briefs | Nation | Opinions |
| Business | Sports | World | Mailbag | Chandigarh | Ludhiana | Delhi |
| Calendar | Weather | Archive | Subscribe | Suggestion | E-mail |