Given life’s unpredictability, a financial emergency often arrives out of the blue. Unexpected medical needs, education costs, layoffs, urgent home repairs or renovation, etc. can quickly throw your finances off balance.
Relying solely on your savings to meet such immediate expenses isn’t a good idea. This can put a huge strain on your income while messing up your budget. However, you can apply for a personal loan to get easy access to the required funds.
To help you deal with cash crunches and contingencies, IndusInd Bank offers personal loans at affordable interest rates. Read on to know how a personal loan from IndusInd Bank can help you out in emergencies.
Online Application and Quick Processing
IndusInd Bank now offers the facility to apply for a personal loan online for the ease of customers. The online application process eliminates the need to wait in long queues and also helps you get the loan within a short period of time. Being an unsecured loan, you don’t have to pledge any assets or stress over guarantors.
Moreover, IndusInd Bank offers quick loan processing and speedy disbursals in four easy steps:
● Just input the necessary details and loan requirement
● IndusInd Bank takes you through the best loan offers
● Submit your application by setting up auto-repayment and completing V-KYC
● Get instant disbursement into your bank account.
This saves you a lot of valuable time and effort, especially during uncertain situations.
An IndusInd Bank personal loan has very few requirements. You just need to fulfil the eligibility criteria based on age, income, residence and stable employment. In case of an emergency, it’s easy to meet these parameters and avail of a loan in no time.
Easy Documentation Process
Going through burdensome paperwork is the last thing you want during an emergency. That’s why IndusInd Bank offers a personal loan with easy documentation. Thanks to its unsecured nature, you don’t need any documents as collateral.
All you need to submit are KYC documents, an application form, and proof of income and identity. Lesser documents mean quicker verification and fast disbursals to meet your urgent needs.
A Flexi Loan Tenure to Repay Conveniently
When you apply for a personal loan, you can opt for a repayment tenure that suits you. Thus, you get to repay the obligation conveniently after addressing your urgent requirements - without unnecessary stress. IndusInd Bank allows you to choose a flexible tenure ranging from 12 to 60 months.
Mindful Decisions with an Online Calculator
While getting instant, hassle-free access to funds is important during emergencies, you must plan your personal loan instalments. You must consider your income and repayment ability while choosing EMIs.
IndusInd Bank’s online EMI calculator lets you compute your potential monthly instalments and payable interest in advance. This will help you make wise financial decisions and save you from burdening monthly payouts.
The Bottom Line
Personal loans are a great way to get financial help so you don’t compromise on the things that matter. They let you deal with financial emergencies effectively.
With IndusInd Bank, you enjoy best-in-class features including swift processing, customised deals, fast disbursals and the comfort of V-KYC (Video KYC). Moreover, you can get a convenient doorstep service at your wish. With an attractive personal loan interest rate, IndusInd Bank ensures you tide over uncertain times with ease.
What’s more, there are no hidden charges. You can avail of a loan amount ranging from Rs. 50,000 to Rs. 15 lakhs depending on your income, individual profile, CIBIL score and repayment capacity. So, get in touch with IndusInd Bank by applying for a personal loan online.
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