Chandigarh trader loses Rs 34L to online banking fraud
Victim runs a firm, maintains both current and savings accounts
A local businessman has been duped of Rs 34.17 lakh in an online banking fraud. The cybercrime police station, Sector 17, has registered an FIR.
The complainant, Narinder Singh (56), a resident of Kishangarh here, reported that fraudulent transactions were carried out from his Union Bank of India current account between February 12 and 17.
Narinder, who runs a firm named Harman Enterprises and maintains both current and savings accounts with the bank’s Manimajra branch, stated that his bank’s mobile application had stopped functioning. After contacting the branch, he was reportedly told it was a technical issue. He was later given a toll-free number regarding his debit card query.
On February 12, he received a file on WhatsApp from an unknown number resembling the bank’s official application. Shortly thereafter, he received a call from a person claiming to be a bank representative, who advised him to download the file to resolve the issue. Narinder downloaded the application and entered his current account details.
Subsequently, he began receiving SMS alerts about transactions, including a credit entry of Rs 5 lakh in his savings account. On visiting the bank on February 17, he was informed by officials that the amount had been transferred from his own current account. Further scrutiny revealed multiple unauthorised transactions amounting to Rs 34.17 lakh.
The case has been registered under Sections 318(4), 319(2) and 61(2) of the Bharatiya Nyaya Sanhita, 2023, against unknown persons.
