‘Delhi Lakhpati Bitiya Yojana’ from today
In a major push towards strengthening financial security for girls from economically weaker families, the Delhi government will launch its ambitious ‘Delhi Lakhpati Bitiya Yojana’ on March 2 at the Indira Gandhi Indoor Stadium. The scheme will be formally inaugurated by Droupadi Murmu in the presence of Chief Minister Rekha Gupta.
The programme, titled ‘Sashakt Nari, Samriddh Delhi’, is being organised by the Department of Women and Child Development and is being positioned as a landmark initiative aimed at ensuring higher education and long term financial security for girls in the capital.
CM Gupta stated the programme symbolises the government’s commitment to empower women.
She said in view of changing times and the rising cost of higher education, there was a need for an effective and future oriented scheme for girls. The existing ladli scheme has been expanded and restructured into the ‘Delhi Lakhpati Bitiya Yojana’.
Under the previous scheme, Rs 11,000 was deposited in the name of each eligible girl child in case of an institutional birth and Rs. 10,000 in case of a home birth. Additionally, Rs. 5,000 was deposited at key educational milestones, admission to Classes I, VI and IX, passing Class X, and admission to Class XII. The accumulated amount, along with interest, could be withdrawn at the age of 18.
The CM clarified that under the new scheme, both the financial assistance and the overall vision have been significantly enhanced. A total of Rs. 56,000 will now be deposited in stages in the name of the girl child, and with accrued interest, the maturity value is expected to exceed Rs. 1 lakh by the age of 21. The objective is to ensure that completing graduation or a professional diploma becomes the norm rather than the exception.
Officials said the scheme will be entirely digital to ensure transparency and ease of access. The funds will be managed by SBI Life Insurance Company Limited and invested under SBI Life Dhanrashi Sadhan. Upon maturity, the accumulated amount will be transferred directly to the beneficiary’s Aadhaar linked bank account.
The scheme will be available to families with an annual income not exceeding Rs 1.20 lakh and who have been residing in Delhi for the past three years. The girl child must have been born in Delhi, and registration may be completed within one year of birth or at designated educational milestones. The benefit will be limited to two living girl children per family.
Significantly, the scope has been expanded to include girls pursuing graduation or a professional diploma at any government recognised or UGC recognised institution in India. The maturity benefit will be payable only upon fulfilment of educational conditions.
CM Gupta stated the scheme is inspired by the broader vision of Prime Minister Narendra Modi, which seeks to place daughters at the centre of nation-building through education, dignity and self-reliance. She said the Prime Minister’s clear message is that when daughters are educated and empowered, society and the nation prosper.
The CM expressed confidence that the ‘Delhi Lakhpati Bitiya Yojana’ will serve not merely as financial assistance but as a guarantee of confidence, higher education and a secure future for daughters. She added that the Delhi Government aims to ensure that every eligible girl in the capital receives the opportunity to fulfil her aspirations and actively contribute to building a self reliant India.
