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NPAs in banks need govt attention

In the last few months, a number of scams such as Commonwealth Games scam, 2G Spectrum scam and recently ‘Coalgate’ got highlighted in the CAG report. All these scams have drawn the attention of political parties and the general public. But none of the political parties has raised the issue of Non Performing Assets (NPAs) in Public Sector Banks. Lok Sabha Television in its programme ‘Insight’ on ‘Banks Sudhar’ has stated that the total NPAs of banks as on March 31,2012 are a whopping Rs 1,37,000 cr.

As all Public Sector Banks are controlled and governed by the government and the Reserve Bank of India, how have the NPAs reached such an alarming level? The government should review the situation seriously and should set up a high-level committee to enquire about the circumstances which led to such a huge amount of NPAs in banks.

VK KAPUR, Panchkula

Money hunger

The arrest of in-service government doctor with the help of CPS Dr Navjot Kaur Sidhu is praiseworthy. Almost 10% of the government doctors are running open clinics like Dr Sameer Kaushal and 30% of the doctors are openly practicing in private clinics. Government doctors are paid a hefty salary and are also getting huge amount of non-practicing allowance in addition to the monthly salary.

Even senior medical officers and distt level doctors are openly indulging in private practice. This all goes on under the nose of respective civil surgeons of the district, who have their own commission fixed with the practicing doctors. It would have been better if the civil surgeon under whom the respective doctor was working should have been suspended. The civil surgeon is also morally responsible for this criminal offence.



One cannot have butter on both sides of the slice and eat it too. I am sure that there will be many more such black sheep and their superiors do not take any action against them because of obvious reasons. The salary of govt doctors now a days is quite satisfactory, but if one is not satisfied or he thinks that he deserves more, he should resign and start his own practice, rather than benefitting unduly from government coffers. Exemplary punishment should be given to such unscrupulous elements. The health services in govt sector will definitely improve if more people like Dr Navjot Kaur do their work honestly and sincerely.

Dr RISHI PAL GUPTA, Kurukshetra

Out of sync

It was shocking to hear the immature display of personal feelings in public by government officials (news report “Senior RBI official ticks off SBI chief on CRR”, August 28). These kind of statements put the reputation of the economic system at risk vis-à-vis international community.

Economic growth is the hallmark of any country. Financial system generally consists of financial markets, financial institutions (banking and non-banking), financial instruments etc. RBI is responsible for organising, running, regulating and developing banking and financial system. SBI is a leading bank for real (read rural) India. CRR (Cash Reserve Ratio) is a tool within the powers of RBI for regularising the demand and supply of money in the economy with a view to keep fiscal health of the nation intact.

Prof PK KESHAP, Ludhiana


RBI Deputy Governor K C Chakrabarty has snubbed his junior, SBI Chief Mr Pratip K Chaudhuri, on his statement on cash reserve ratio for going beyond his jurisdiction. Sharp reaction of the Deputy Governor is a setback to the free flow of views in this free atmosphere. It is highly condemnable. Since it was not a personal remark, he should not have reacted in this manner.

DEEPAK SARAF, Rampura Phul

Unconvincing reply

Prime Minister Manmohan Singh’s spirited reply in Parliament on his government’s policy of allocating coal blocks is far from convincing. Isn’t it a national shame to allow business tycoons and corrupt politicians plunder our national wealth? The CAG’s report on coal bloc allocation should be taken seriously.

The BJP has lost faith in parliamentary debate and prefers loud street noise to the informed debate. While the Prime Minister and the UPA government have tried to present a clean picture, the BJP is no less a perpetrator of corruption.

Now when both are blaming each other, there seems to be no end to the war of words. Some honest leaders should show the courage to wipe out the corporate-political nexus.

Dr S K AGGARWAL, Amritsar

Jokes that bring discomfort

The jokes based on Sikhs might throw people into spills of laughter many a time, but it does bring discomfort to many of us belonging to this religion. In school and office, I was referred to as ‘sardar’ as if I did not have a personal identity of my own. Within the Sikh community, people address each other as ‘Singh sahib’, ‘Sardar sahib’ or even ‘ Sardar ji’ but the tone is distinctively respectful. At parties or public platforms, the jokes become more humiliating.

In elite gatherings, I was often called upon to inaugurate drinking sessions by cocking open the champagne bottle; I am a non-drinker though. Outside India, people are confused about their identity being close to Muslims or militants or male chauvinist farmers or fighters in the army or as people addicted to Patiala pegs and driving taxis round the globe. In movies and TV shows, comical characters are generally portrayed as Sikhs.




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