Rs 18 bn in unclaimed assets returned under ‘Your Money, Your Right’ drive

Over Rs 18.87 billion in unclaimed financial assets has been returned to citizens in just two months, Department of Financial Services Secretary M Nagaraju announced at the Delhi mega camp of the ‘Aapka Paisa, Aapka Adhikar’ (‘Your Money, Your Right’) campaign on Thursday. The event was addressed by Delhi Chief Minister Rekha Gupta and Union Minister of State for Finance Pankaj Chaudhary, who urged people to claim long-pending bank deposits, insurance payouts, dividends and investment earnings.

Chief Minister Gupta highlighted the resilience of India’s banking sector and said digitisation has transformed economic transactions. Extending full support from the Delhi Government, she said the campaign reflects a welfare-driven governance model. “This is not just the recovery of common funds; it is the restoration of rights,” she said, noting that nearly Rs 850 million has already been returned to rightful owners in the capital.

Chaudhary said no individual’s hard-earned money should remain unclaimed. He cited financial inclusion schemes such as PMJDY, PMJJBY, PMSBY, APY, PMMY and PM SVANidhi as key to expanding public trust and access.

Nagaraju said the campaign operates on the “3A” framework — Awareness, Accessibility and Action — and has seen strong participation, with mega camps held in 272 districts and over 100 more planned. Delhi still has a large share of unclaimed assets, with Rs 3,210.84 crore under the Depositor Education and Awareness Fund as of August 31, 2025.