Top Travel Insurance Companies in India 2025

New Delhi [India], October 10: Travelling is all about exploring new places, cultures, food, and meeting new people. But there are some situations, like medical emergencies, trip cancellation, lost luggage, flight delay, etc., that can happen to anyone, or at any time. In this case, it is advisable to purchase travel insurance to avoid any unexpected expenses. Travel insurance is crucial for everyone who goes on long-distance trips or a leisure tour. It is a policy that protects the traveller from unexpected events and provides financial security and peace of mind. It also offers numerous benefits to the traveller, without requiring them to worry about their expense burden or financial coverage. Company Key features Best for ACKO Travel Insurance Travel insurance starts at just ₹ 8/day.

Covers over 200 countries and islands outside India.

Suitable for solo-travellers, families, business travellers and budget-friendly travellers.

ICICI Lombard Travel Insurance Travel insurance starts at ₹ 22/day. Covers medical expenses for injuries sustained during sports activities. Cover options for cruise travel.

Best for business travellers and occasional travellers.

HDFC Ergo Travel Insurance Covers medical expenses (1 lakh + cashless hospitals), options for adventure cover/add-ons, etc.

Suitable for families, individuals, and frequent overseas travellers.

Tata AIG Travel Insurance Provides decent customer service, trip cancellations, etc., offers benefits like instant policy - no medical test.

Suitable for any individual travelling abroad for leisure or business purposes.

Bajaj Allianz Travel Insurance Emergency medical coverage, trip cancellations/interruptions, baggage/passport loss, financial emergency cash.

International/domestic travellers, corporate, senior citizens SBI General Travel Insurance Offers medical, travel delay, baggage loss, and passport loss coverage with instant claims support.

Frequent travellers, business travellers, families Aditya Birla Travel Insurance Covers medical emergencies, trip cancellation, lost baggage, and adventure sports. Includes flexible plans for short-term and long-term trips.

Solo travellers, families, adventure travellers Best Travel Insurance Companies in India in 2025 1. ACKO Travel Insurance Whether it is a business trip, solo trip, or family holiday, travel complications such as trip delays, baggage loss, or medical emergencies can arise. ACKO travel insurance plans start at ₹8 per day and offer coverage for up to 180 days. Benefits include 24/7 support, comprehensive coverage for medical expenses, flight delays, missed flights, loss of luggage, passport loss, accidental death, adventure sports injuries, and more. ACKO also offers add-ons such as delayed booking and adventure sports injury cover for improved coverage.

2. HDFC Ergo Travel Insurance With 3.2+ lakh happy customers and 24x7 customer assistance, it led to choosing HDFC Ergo when it comes to the best travel insurance company in India. HDFC Ergo’s travel insurance offers relief from a variety of travel-related inconveniences like medical issues, flight delays, baggage delay for check-in baggage, loss of passport, Covid-19 coverage, and loss of personal belongings. They also provide a ‘pay per day’ feature, which says pay according to the exact duration of the trip.

3. ICICI Lombard Travel Insurance ICICI Lombard is another insurer that offers cashless medical treatment, covers loss of passports and luggage, and offers 24/7 instant support through its travel insurance plans. They also offer easy online travel insurance purchases, which include instant policy coverage, allowing you to opt for the plan that meets your needs anytime, compare plans to save on premiums, etc. Their travel insurance also covers no medical check-ups, trip cancellation and medical interruption, and pre-existing disease coverage.

4. Tata AIG Travel Insurance Tata AIG offers financial emergency coverage during your trip and offers a variety of benefits, which include baggage loss, medical treatment, missed flight or cruise, loss of portable electronic items, medical evacuation and repatriation, aircraft hijacking, non-refundable fees from trip delays or cancellations, etc. They provide several types of travel insurance, which include international, domestic, student, family, single, multi, and visa-compliant Schengen.

5. Bajaj Allianz Travel Insurance Bajaj Allianz travel insurance provides extensive coverage to safeguard travellers against unexpected events abroad or within India. Plans include protection from trip cancellations, interruptions, or extensions due to unforeseen circumstances. Medical treatment, emergency evacuation, and baggage/passport loss are also covered. In addition, travellers can access financial emergency cash when needed. The insurer offers flexible options including international, domestic, business, senior citizen, corporate, and student travel insurance to suit various travel needs.

6. SBI General Travel Insurance SBI General Insurance offers comprehensive travel protection, combining financial security with hassle-free claims support. Its plans cover medical emergencies, trip delays, baggage loss, passport loss, and personal accident benefits. Travellers benefit from 24/7 assistance, online policy purchase, and instant claims processing. SBI General is ideal for frequent business travellers, families, and individuals seeking reliable coverage without complex procedures.

7. Aditya Birla Travel Insurance Aditya Birla Insurance provides travel coverage for both domestic and international trips. Its policies include medical emergency coverage, trip cancellation, lost baggage protection, and adventure sports benefits. The insurer also provides customizable plans that cater to solo travellers, families, and adventure enthusiasts. Short-term and long-term travel policies ensure flexibility, while 24/7 support enhances convenience and peace of mind.

Conclusion Travel insurance is an essential safeguard for every traveller. From medical emergencies and trip interruptions to lost baggage and passport issues, these policies reduce financial risk and stress. Selecting a suitable plan based on your travel type, duration, and personal requirements ensures peace of mind while exploring the world. Compare different providers, review coverage benefits, and choose a plan that guarantees both security and convenience throughout your journey.

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