Enroll for crop insurance before July 31, Minister tells farmers

Haryana Agriculture and Farmers Welfare Minister Shyam Singh Rana has urged farmers to enroll for the Pradhan Mantri Fasal Bima Yojana (PMFBY) for kharif 2025 crops before the July 31 deadline. The scheme offers protection against crop loss due to natural calamities, pests and weather-related damages.

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The minister said farmers growing paddy, millet, maize and cotton could benefit from the insurance scheme by applying on time. “If farmers’ crops get damaged due to rain, drought, pest attack, hailstorm or any natural calamity, they can take advantage of this scheme and avoid financial loss,” said Rana.

He said the premium amount payable by farmers under kharif-2025 rates had been fixed at Rs 2,124.98 for paddy, Rs 1,024.36 for millet, Rs 1,089.74 for maize and Rs 5,435.05 for cotton.

The scheme is also optional for loanee farmers, Rana clarified. “If any loanee farmer does not wish to avail the insurance, they must inform their bank concerned in writing by July 24, which is seven days before the last date,” he said.

Further explaining the opt-out process, he said: “When a farmer chooses not to opt for insurance, an OTP will be sent to their registered mobile number via the portal. This OTP must be shared with the bank. Only then will the OTP-out form be accepted.”

For non-loanee farmers, the application process requires visiting a Common Service Centre (CSC) with relevant documents — land deed, bank account details, Aadhaar card, sowing certificate and registration on the Meri Fasal Mera Byora portal. “They can complete their crop insurance enrolment with help from the CSC,” he added.