Secure Your Family with Family Floater Health Insurance in Goa

Goa is famous for its beautiful beaches, unique culture, and tasty food, but did you know living in a coastal region can also come with health risks? But even paradise needs health insurance! Health insurance helps pay for doctor and hospital visits when someone gets sick or hurt. This is very important because seeing doctors and going to hospitals can cost a lot of money.

Health insurance gives families peace of mind that they will be cared for if someone needs medical care. It is there to help when savings or cash are not enough to pay the bills. For families, floater health insurance plans cover the whole family under one policy for a cheaper price. Read on to learn why health insurance in Goa is so important!

What is a Family Floater Health Insurance Plan?

A family floater health insurance plan bundles protection for your immediate family under one plan. Rather than buying individual health insurance, you can insure your partner and kids together. It offers a shared sum insured, which means any insured member can utilise the policy amount as and when required.

For instance, if one child falls ill and has to be hospitalised, the treatment expenses will be paid from the shared amount. The remaining cover is still available for the rest of the family.

Why Opt for Family Floater Health Insurance in Goa?

• Rising healthcare costs: Health insurance in Goa has premium medical facilities but steep charges. Without insurance, hospital bills can burn a hole in your pocket.
• Covers entire family: Insures your spouse, children, and sometimes dependent parents or siblings under one policy. Even tax benefits apply to premiums paid.
• Cashless facility: Over 14,300 networked hospitals offer cashless hospitalisation, so you don't pay anything out-of-pocket during emergencies or planned treatments.
• Inflation protection: To avoid medical inflation, increase your sum insured by 10% every year. This helps enhance your coverage as costs continue to rise.
• Extensive coverage: Protect yourself against hefty expenses like hospital room rents, ICU charges, ambulance transportation, daycare procedures, and AYUSH treatments.
• Annual health check-ups: Family plans often include free annual check-ups to spot potential health problems early.

Key Features of ACKO's ₹1 Crore Family Health Cover

ACKO offers a ₹1 crore health plan that bundles robust protection for families with attractive features like:

• Zero co-payments or deductions: 100% coverage on all claims, so you don't pay anything from your pocket
• Nil waiting period: Get coverage for pre-existing conditions right from day one under the ACKO Platinum Plans
• Ambulance cover: Get complete coverage for medical ambulance transportation too
• OPD coverage: Outpatient expenses like tests, medicine, and doctor fees also covered
• Annual health check-ups: Free annual check-ups for all insured above the age of 18 years
• Lifelong renewal: Guaranteed renewal every year with no upper age limit

Things to Remember When Buying Family Health Insurance

• Analyse your needs: Consider pre-existing conditions, probable costs, and income to ensure an adequate sum.
• Read policy documents: Thoroughly check inclusions, exclusions, waiting periods, etc., before buying the plan.
• Check claim settlement ratio: Choose an insurer known for quick and efficient claim processing and approvals.
• Evaluate network hospitals: Verify if your preferred hospitals are on the insurer's network list for cashless facilities.
• Compare premiums: Balance coverage and budget by comparing premiums across reliable insurers before selecting your health plan.

Conclusion

Taking care of your family involves safeguarding their health and future, too. While Goa offers first-rate medical services, fees can be exorbitant without insurance. A suitable family floater health plan is critical to getting extensive coverage with cost savings. Do your due diligence, assess your requirements, and invest in a comprehensive health plan that protects your loved ones.

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