It’s time for proactive climate insurance
The Pradhan Mantri Fasal Bima Yojana insures only four crore farmers. Importantly, Punjab is not covered under the scheme.
FLOODS in Punjab, Himachal Pradesh, Jammu & Kashmir, Uttarakhand and Haryana are not "freak" events. They show that climate change is the reality for millions of people. The loss of lives, destruction of crops, damage to infrastructure and mass displacement over the past few weeks tell a grim truth: government policies on climate disasters are unprepared, ineffective and unaccountable.